Seven Steps to Developing a New Habit
First, make a decision. Decide clearly that you are going to begin acting in a specific way 100% of the time, whenever that that behavior is required. For example, if you decide to arise early and exercise each morning, set your clock for a specific time, and when the alarm goes off, immediately get up, put on your exercise clothes and begin your exercise session.
* List all your debts, total owed, payment amount, and percent of interest charged. Start with the one you owe the least on and concentrate on paying it off. After you have paid it off, add that payment to the payment on the next debt in sequence and watch your debt disappear.
I saw this line today, “Well, nobody’s perfect!” -Joe E. Brown (Some Like It Hot). It reminded me of what a Priest said to me once in confession. I was pouring my heart out about what a horrible person I was. He popped his head around the privacy screen and he said, “You know what young lady, you aren’t a horrible person, you are actually quite likeable-you are sincere and earnest. What you need to do is “Lighten up!” I was shocked. Lighten up? Really? You could do that? I took his advice.